【A】
Shirly:I like to open up a savings account please.
我想在这儿开一个储蓄帐户。
Tom:O.K. We offer a few different kinds.
好的,我们有很多种。
Shirly:I want the one with the highest interest rate.
我要利息最高的这种。
Tom:That would be our Saver’s Plus account.
那可以试试我们的储值账户。
Shirly:4.5%, that’s good. How much money do I have to keep in it to get that rate?
4.5%,不错。要开这种账户得存多少钱?
Tom:You have to maintain a balance of $10,000 in the account or the rate drops to 3%.
你必须保证有1万美元的余额存储否则利率将降至3%。
Shirly:All right. I’ll open one of those.
好的,我就开这种账户。
Tom:Just fill out these forms, and I’ll be with you in one second.
请填表。我马上就来。
Shirly:Thanks.
谢谢。
【B】
Shirly:We need to figure out how much money we’re spending and what we’re spending it on.
我们要算算我们花了多少钱而且都花在什么地方了。
Ben:Why?
为什么?
Shirly:Well, I think we could be saving more.
哦,我想我们该多存一些钱了。
Ben:Really, well, o.k. Get the receipts out.
真的,哦,好的。把收据拿出来。
Shirly:Let’s see. We spent $700 dollars for our home loan payment, $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.
让我看看。上个月有房屋贷款700元,食品杂货400元,家具75元,汽油费250元,书100元和300元的娱乐消费。
Ben:That’s $1825.
总共是1825元。
Shirly:We put $500 into the savings account, and $750 into our stock account.
我们存了500元到储蓄账户。还存了750元到资本账户。
Ben:$3075. Our paychecks our $3300, combined. That means we don’t have any receipts for $225.
那就是3075元。我们的薪水加起来是3300元,那意味着有一项225元的支出没有收据。
Shirly:Right
对。