【A】
May：I’d like to apply for a personal loan. 
我想申请个人贷款。
Clerk：How much would you like to borrow? 
您想要贷款多少钱？
May：A thousand dollars. 
1000 美元。
Clerk：Let me check with our credit manager (later) 
让我和我们的信用部主管谈谈。（稍后）
May：Our record shows that your credit rating is quite high. I don’t think you’ll have any problems. 
我们的记录上显示您的信用评价很高。我想您不会有问题的。
Clerk：What’s the current interest rate? 
目前的利率是多少？
May：Our monthly interest is 1.5% of the outstanding balance. Would you please fill out this application form? 
我们每月利率是未偿余额的1.5％，请您填好这张申请表好吗？

【B】
Tony：And we can take out a loan to pay the rest. 
我们还可以贷款来付其余的钱。
Maggie：Yeah, but we still need 500k. Maybe we can use some of our savings to pay part of it. 
对，但还差50万。也许我们可以用些存款来付一部分。
Tony：
Our current apartment is valued at RMB300K. We can sell it and put that money towards buying the new apartment. 
我们现在住的房子值30万。我们可以把它卖了，把钱用来买新房子。
Tony：
Uh huh…but I'm going to have to cut back on my shopping from now on. 
啊哈，可是从现在开始我就得缩减购物开支了。
Maggie：
Great, so we can afford to buy the new apartment after all! 
好啊，所以我们还是买得起这套新房的。